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First-Time Buyer? Know Your Closing Costs
Closing Costs You Should Expect Most first-time buyers focus only on the down payment—but there are several additional costs to budget for. Here's a breakdown of common closing costs you’ll encounter: Land Transfer Tax (provincial + municipal, if applicable) Legal fees and disbursements Title
How Mortgage Pre-Approval Works in Ontario
How Mortgage Pre-Approval Works Before you start house hunting, getting pre-approved is your first major milestone. It shows sellers you're serious—and it shows you what you can actually afford. A mortgage pre-approval involves a lender assessing your income, credit, debt load, and down payment t
Understanding Down Payments and CMHC Insurance
Understanding Down Payments and CMHC Insurance Buying your first home can feel overwhelming—especially when it comes to understanding how much money you actually need upfront. This article breaks down the basics of down payments and CMHC insurance so you can confidently plan your purchase. In Cana
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